Not all insurance plans cover travel outside of Canada, not even credit card or government health plans. Even when travelling on business, not all companies insure employees on international travel. And medical costs in other countries can be astronomical. Even within Canada, travel insurance is a great idea, as you may not be fully covered in all provinces. If you have a family member or a friend visiting Canada, to buy a travel insurance for them is very necessary. It does not cost much but provide a very good insurance for them which can make their life or tourism perfect. Travel insurance provides items and services not normally covered by government health plans, such as: